Customer Info


Bikes on Finance

Decide how you want to pay.

Spread the cost. No deposit. Choose zero interest or classic credit.

With 0% finance and no deposit available on all orders over £250, you can easily afford your dream bike, those last-minute upgrades, or a seasonal wardrobe update. You choose your terms and break your payments in chunks most manageable for you.

1 Find what you’re looking for.

Pay monthly on any order over £250.

2 Choose your own terms.

Select your monthly payment options.

3 Complete your pay monthly application.

Paperless process, instant decision.

4 Receive your brand-new items.

Enjoy your purchase.

Monthly payment options calculator

Finance Calculator - See your monthly payment options

You can increase or decrease the deposit you wish to pay, depending on your order value and the type of Finance you choose. Paying no deposit (£0) is always available.

Min: £0 Max:
Calculate Finance

Loan amount minus deposit must be greater than £

Your payments may vary by a few pence from the example shown, depending on the rounding of the monthly amounts after deposit.
... monthly payments of
Cash price
Deposit (10.0%)
Amount of loan
Interest/Total Charge for credit
Total amount payable
Balance payable

Pay monthly options

Interest Free monthly payments Classic credit 15.9% APR options
Orders over £250
Flexible deposits
6 monthly payments on payments over £250
12 monthly payments on payments over £500
18 monthly payments on payments over £1,000
24 monthly payments on payments over £1,500
36 monthly payments on payments over £2,500
48 monthly payments on payments over £4,000

Pay monthly examples

Interest free over 24 months
0% APR example
Your order total £1,700
Optional deposit £100
Amount to credit £1,600
Number of payments 24
Your interest to pay 0%
Total price to pay £1,700
24 monthly payments £66.67

Subject to status

Classic credit over 36 months
15.9% APR representative example
Your order total £1,700
Optional deposit £0
Amount to credit £1,700
Number of payments 36
Total price to pay £2,092.56
Total cost of credit £392.56
Interest Rate 8.17% (fixed)
36 monthly payments £58.12

Subject to status

Pay monthly FAQs

V12 Representative Example: If total purchase price is £1,399.00 with a deposit of £139.90 (10%) and your selected term is 36 months Classic Credit 15.9% APR Representative (interest rate 8.17% fixed), you would pay £43.55 per month. Total amount of credit will be £1259.10 with a cost of credit of £308.70 after a deposit of £139.90. Total amount payable is £1707.70, subject to terms and status.

Wheelies is a trading name of Performance cycling limited. Performance Cycling Limited is a licensed credit broker "Licence Number 720557". Credit is subject to status and available to permanent UK residents only. V12 Retail Finance is owned by Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Offices: One Arleston Way, Solihull, B90 4LH. Authorised by Prudential Regulations Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The retailer is Wheelies and its address is Wheelies, Kingsway, Swansea West Industrial Park, Fforestfach, Swansea SA5 4DL. The registered address of Performance Cycling Limited is Icknield Street Drive, Washford West, Redditch, Worcesterchire, B98 0DE. Written terms are available on request.