Decide how you want to pay.
Spread the cost. No deposit. Choose zero interest or classic credit.
With 0% finance and no deposit available on all orders over £250, you can easily afford your dream bike, those last-minute upgrades, or a seasonal wardrobe update. You choose your terms and break your payments in chunks most manageable for you.
1 Find what you’re looking for.
Pay monthly on any order over £250.
2 Choose your own terms.
Select your monthly payment options.
3 Complete your pay monthly application.
Paperless process, instant decision.
4 Receive your brand-new items.
Enjoy your purchase.
If you have been issued with a Wheelies insurance voucher in relation to a claim, you can top-up your order with an extra £250 (or more) to get your dream bike, must-have accessories, top-of-the-range parts or the latest clothing, and pay in easy, affordable monthly instalments.
1 Receive your voucher code
2 Browse and select your items
3 Tempted by a little something extra?
4 Pay monthly on your top-up value of £250 or more
If your additional spend exceeds £250, you can choose any of our simple monthly payment options that would work best for you. With interest free options available, there’s absolutely no extra cost to you. Only extra kit to enjoy!
For more information about your insurance replacement process, and for a helping hand choosing your new bike, visit our insurance page.
Your order total, after voucher redemption, must come to £250 or more in order to qualify for monthly payment options.
Monthly payment options calculator
Finance Calculator - See your monthly payment options
You can increase or decrease the deposit you wish to pay, depending on your order value and the type of Finance you choose. Paying no deposit (£0) is always available.
Min: £0
Max:
Calculate Finance
Your payments may vary by a few pence from the example shown, depending on the rounding of the monthly amounts after deposit.
| ... monthly payments of | |
| Cash price | |
| Deposit (10.0%) | |
| Amount of loan | |
| APR | |
| Interest/Total Charge for credit |
Pay monthly options
| Interest Free monthly payments | Classic credit 15.9% APR options | |
| Orders over £250 |  |
|
| Flexible deposits | |
|
| 6 monthly payments | on payments over £250 |
 |
| 12 monthly payments | on payments over £500 |
|
| 18 monthly payments | on payments over £1,000 |
|
| 24 monthly payments | on payments over £1,500 |
|
Pay monthly examples
| Interest free over 24 months | |
| 0% APR example | |
| Your order total | £1,700 |
| Optional deposit | £100 |
| Amount to credit | £1,600 |
| Number of payments | 24 |
| Your interest to pay | 0% |
| Total price to pay | £1,700 |
| 24 monthly payments | £66.67 |
Subject to status
| Classic credit over 24 months | |
| 15.9% APR representative example | |
| Your order total | £1,700 |
| Optional deposit | £0 |
| Amount to credit | £1,700 |
| Number of payments | 24 |
| Total price to pay | £1,975.20 |
| Total cost of credit | £275.20 |
| Interest Rate | 8.17% (fixed) |
| 24 monthly payments | £82.30 |
Subject to status
Pay monthly FAQs
Once you submit your application you will receive an instant decision. On rare occasions, if V12 require further information they will contact you within normal working hours shortly after your application is submitted.
Finance applications have the same cancellation rights as normal orders. To cancel a Finance order please call us on 01792 346503, or alternatively you can email us via sales@wheelies.co.uk
For your full cancellation rights please refer to our returns page.
V12 Representative Example: If total purchase price is £1,399.00 with a deposit of £139.90 (10%) and your selected term is 24 months Classic Credit 15.9% APR Representative (interest rate 8.17% fixed), you would pay £61.00 per month. Total amount of credit will be £1259.10 with a cost of credit of £204.00 after a deposit of £139.90. Total amount payable is £1603.00, subject to terms and status.
Wheelies is a trading name of Performance cycling limited. Performance Cycling Limited is a licensed credit broker "Licence Number 720557". Credit is subject to status and available to permanent UK residents only. V12 Retail Finance is owned by Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Offices: One Arleston Way, Solihull, B90 4LH. Authorised by Prudential Regulations Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The retailer is Wheelies and its address is Wheelies, Kingsway, Swansea West Industrial Park, Fforestfach, Swansea SA5 4DL. The registered address of Performance Cycling Limited is Icknield Street Drive, Washford West, Redditch, Worcesterchire, B98 0DE. Written terms are available on request.
